International cargo insurance is essential, because in certain international logistics projects high value and large volume shipments are made; It is very important to consider cargo insurance that increases the chances of a safe arrival. Currently, there are different types of policies that offer varying levels of logistical protection. The scope depends on the movement, type of merchandise, area, means of transport, etc. Although in many cases it is possible to generalize a situation, it is always necessary to carry out a detailed study of all the variables of the logistics operation, in order to delimit the aspects that a policy in question will cover.
In this article we will analyze some of the main advantages and important aspects to consider of cargo insurance so that in a future project you can cover your merchandise in the most optimal way possible.
Today there are many alternatives to increase security in both international and national logistics, regardless of whether it is air, sea or land. Cargo protection issues vary almost as much as the types of goods moving around the planet. In general, the types of main policies consider protection against damage or theft; although there are also policies that go further, minimizing the impact that a total or partial shortage could have on the voyage; As well as this, some other important aspects or advantages of having an international or national cargo insurance policy are:
1. Door to door protection
This benefit protects all types of merchandise since it is insured from the warehouse at origin to its final destination, taking into account all expenses that may arise from intermediate transits and loading maneuvers during transfers. Without a doubt, an important advantage when, for example, a cargo must cross a border and instead of doing it by sea it is necessary to do it by road.
2. Safe loading and unloading maneuvers
During the loading and unloading phase of merchandise, it is likely that an accident may occur; a fall or a blow can significantly damage both the structure of a container and the merchandise inside. Therefore, all damages caused during these maneuvers due to mechanical or human failure are protected.
3.No deductibles
There are certain policies that protect up to 100% of the covered loss amount; This means that if for some reason the cargo suffers significant damage. The company that contracts this type of benefits must not pay any type of deductible corresponding to the value of its cargo; This especially helps manufacturers who are often affected.
4. General Average Safety
If a major accident occurs that puts the integrity of the goods at risk, certain types of international cargo insurance can cover those extraordinary expenses incurred for the common safety of the ship, in order to preserve the goods involved in a voyage.
5. Without franchises
All damages or shortages that may occur during the trip are also covered by some insurance policies. Since not only accidents can compromise the integrity of a load, but also theft or loss; Therefore, protection without deductibles is of great help in this type of situation.
Currently it is possible to insure any type of cargo whether it is an import or an export. Regardless of whether it is fragile, dangerous, bulk, machinery or oversized merchandise, some international or national logistics providers can help keep your cargo safer. If you or your company would like to learn more about the different types of insurance, we invite you to contact our specialists at APR Cargo Group for a prompt and tailored solution.